While I do own and play a Telecaster Deluxe, the love I speak of today involves those slabs of plastic around my bicycle wheels that will keep me dry on my ride downtown this morning. I’m loathe to make too many generalizations about what bicycle equipment you should have (although I do it anyway), but I’m comfortable claiming that if you’re going to ride a bicycle for transportation then you ought to seriously consider fenders. A chain case is nice, too.
Even fair-weather utility bicyclists will get some good out of these. Fenders and chain cases keep all kinds of gunk off you and your bicycle.